Dukan-Makan scheme revived by new Andhra Pradesh to provide financial assistance for home and business for Muslims and Christians majorly

Extract from scheme:

Dukan-Makan Scheme is intended to provide Pucca House with work place along with working capital for running own business.
The main idea of this scheme is to encourage the Minorities who own land /katcha house, but unable to start any economic activity for their livelihood due to lack of finance.

No of Beneficiaries to be assisted:
Under Dukan-Makan Scheme 1,000 Minority beneficiaries shall be benefited of
which 500 from Urban and 500 from Rural areas with State Government Subsidy amounting
to Rs. 818.00 lakhs during the year 2015-16.

News from Times of India:

HYDERABAD: Post-bifurcation of united AP in June last year, the residuary state of Andhra Pradesh made modest allocations for the welfare of minorities which constitute 9 per cent of the state's population. The budgetary allocation has been marginally raised from Rs 371 crore in 2014-15 to Rs 379 crore in 2015-16.The actual expenditure last year came to Rs 345 crore, which worked out to 93 per cent of budgeted outlay .
In the last couple of months, AP gov ernment has revived `Roshni' and `Dukan-o-Makan' schemes. These schemes were, in fact, launched by TDP government in erstwhile united AP during the first spell of N Chandrababu Naidu's rule (1995-2004). The revived schemes are being implemented in the current financial year. 

Like its Telangana counterpart, the Minorities Welfare Department (AP) has issued a GO on 26th May 2015, prescribing uniform income ceiling criteria for eight welfare and economic support schemes being implemented in the residuary state. The revised annual income ceiling is Rs 1.5 lakh in rural areas and Rs two lakh in urban areas for beneficiaries under the bank-linked subsidy for self-employment, skill development training, scholarships, fees reimbursement, coaching for civil services and competitive exams, law graduate training, and admissions in preand post-matric hostels and minority residential schools. 

Originally introduced in May 2003, Dukan-o-Makan scheme is intended to provide pucca house with work place along with working capital for running own business to the beneficiaries. The scheme seeks to encourage minority persons who own land katcha house but are unable to start any economic activity for livelihood due to lack of finance. Un der the revived scheme, 1,000 minority beneficiaries would be provided subsidy of Rs 8.18 crore during 2015-16.

In July 1999, Adarana, Tatkal and other direct loan schemes were introduced for minorities but these were discontinued later. The TDP government in residuary AP issued orders in April this year for revival of these schemes. Adarana scheme under Roshni package aims at empowering minority artisans by providing improved hand tools, power tools and equipment. Most of the minority persons, owing to low literacy, opt for servicingtechnical trades for their livelihood. They have poor family income, low vocational skills and use primitive tools and work methods, with low productivity. The government has targeted to assist 9,283 minority artisans at an outlay of Rs 10.50 crore under Adarana scheme. 

Under the small loan scheme, the government aims to provide small loans upto Rs 20,000 to poor needy persons with 75 per cent subsidy component and 20 per cent bank loan. About 6,000 minority persons will be benefited with subsidy assistance of Rs 9 crore during 2015-16.Similarly , under Tatkal scheme, petty loans upto Rs 20,000 (with 75 per cent subsidy component) will be provided to 2,000 minority under-privileged women, such as widows, divorcees, destitute, orphans, physically challenged and victims of atrocities, to enable them to earn their livelihood. The allocation for this scheme is Rs three crore for the financial year. 

Under the subsidy for bankable scheme (self-employment scheme), AP State Minorities Finance Corporation and Christian Finance Corporation provide subsidy to the minority beneficiaries for setting up business, servicing, agriculture, micro enterprises and other viable activities. The target is to assist 3,464 needy minority persons with subsidy assistance of Rs 17.32 crore for schemes with outlays up to Rs 2.5 lakh to Rs 3 lakh, with maximum subsidy component of Rs one lakh. The age-limit under these five economic assistance schemes has been revised to 21 to 55 years from 21-40 years prescribed earlier. A new scheme has also been introduced to provide financial assistance to minority law graduates to undergo training. 

In July 2008, the then government in undivided AP had introduced mass marriages scheme for minority girls. After bifurcation, Telangana state has recast the scheme as `Shaadi Mubarak' with enhanced assistance of Rs 51,000 to brides from poor Muslim and Christian families. Taking a cue from the TRS regime, the TDP government in residuary AP also re-packaged mass marriage scheme as `Dulhan' with provision for financial assistance of Rs 50,000 each to minority brides to ease financial distress of their poor families. 

Another significant decision of AP government has been constitution of District Wakf Committees in all the 13 districts of the residuary state with revenue, police and other officials to strengthen and enforce the existing arrangements for protection of wakf lands. The committee, chaired by the district collector, has superintendent of police and other district officials as members. 

Special Secretary , Minorities Welfare (AP), Shaik Mohammed Iqbal, points out that the focus of the government is on protection and development of wakf properties so that these can generate funds for welfare and educational and socio-economic development of Muslim community .


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