This scheme emphasises on the development of women
particularly widows, divorcees, destitutes, orphans physically challenged and
victims of any atrocities who deserve not only encouragement but also financial
support to earn their livelihood.
INTRODUCTION: To help poor Minorities who is in need of
petty loans, proposed this scheme under which a loan up to Rs. 20,000/- will be
given to an individual. The object of this scheme is to overcome the hurdles in
the ongoing schemes by focussed attention on target group who is in need of
“Tatkal Schemes.”
No. of Beneficiaries to be assisted: In this scheme 2000
Minority unprivileged women beneficiaries shall be benefited with State
Government Subsidy amounting to Rs.300.00 Lakhs during the year 2015-16.
Pattern of Finance: Maximum Unit Cost Rs. 20,000/-
1. Corporation Subsidy : 75% of Unit Cost (Maximum upto Rs.
15,000/-)
2. Bank Loan : 25% of Unit Cost (Maximum upto Rs.5, 000/-)
Eligibility Criteria of Tatkal Scheme : Beneficiaries under the Tatkal Scheme
shall have the following Criteria:
a) Minority women particularly widows, divorcees, destitutes
will be given preference and age of the beneficiaries in between 21-55 years
b) Annual Income of the Parent/ applicant should not exceed
Rs. 2,00,000/- in Urban areas and Rs. 1,50,000/- in Rural areas.
c) preference shall be given to: I. Candidates who were
trained under any skill improvement Programme of the government or welfare
corporations either in the current year or earlier. II. Beneficiaries who are
availing the economic support schemes for the first time.
d) Only one economic support scheme shall be granted per
family (as defined in the ration card.)
e) Beneficiaries
availed financial support under any economic support scheme 3 years prior to
the year 2014-15 shall not be eligible under this scheme.
2 HOW TO APPLY:
a) All Minority applicants desired to avail financial
assistance shall apply through the online beneficiary monitoring system to
ensure transparency and accountability.
b) After registration of application through (OBMMS) the
online registered application Hard copy shall be obtained.
c) The Hard copy of application shall be submitted to the
MPDO/ Municipal Commissioner (Municipality) /Zonal Commissioner (in case of
Municipal Corporation) along with the following Enclosures.
I. Income Certificate issued by Tahasildar.
II. Photo stat copy of Ration Card.
III. Photo stat copy of Adhar Card. IV. One Pass port size
photo.
V. In case of widows produce
death certificate of spouse, Divorcees: divorce certificate; destitute &
orphans: notarised affidavit; Physically challenged: disability Certificate
issued by competent authority and victims of atrocities: certificate from the
Tahasildar.
SELECTION:
a) The total targeted beneficiaries for the districts shall
be sub divided among Mandals/ municipalities in proportion to the Minorities
population of the respective Mandals/ Municipalities of the districts.
b) The selection of beneficiaries shall be done at the
Mandal/ Municipality level by a screening-cum-selection committee.
c) The composition of the screening-cum-selection committee
shall be as follows:
I. Nodal Officer from the Welfare Finance Corporations
nominated by the District Collector.
II. Managers of all participating Banks in the Scheme of the
Mandal.
III. Representative from DRDA/DOWUA IV. MPDO/Municipal
Commissioner (Municipality) /Zonal Commissioner (in case of Municipal
Corporation) –Convener.
V. On receipt of lists from all Mandals, the E.D, APSMFC.
Will place before District level committee for approval
DOCUMENTATION:
a) The Executive Director should complete Loan agreement
Bond duly affixing Rs.10/- adhesive stamp before forwarding the proceedings to
Head Office for release of Subsidy through Online.
b) Subsidy for the beneficiaries shall be administered
through the online system.
GROUNDING & FOLLOWUP ACCTIONS:
a) After the unit is grounded by the Bank, the Executive
Director of the AP Minorities Finance Corp., within 15 days shall visit and
ensure loan is properly utilized by the beneficiary for the purpose for which
it is actually released.
Other schemes summary:
| TATKAL | About Scheme | Click Here To Apply |
| SMALL DIRECT LOAN | About Scheme | Click Here To Apply |
| ADARANA SCHEME | About Scheme | Click Here To Apply |
| BANKABLE SCHEME | About Scheme | Click Here To Apply |
| DUKAN-MAKAN | About Scheme | Click Here To Apply |
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